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Home / Opinion Digests / Bankruptcy – Credit Counseling – Waiver – Exigent Circumstances (access required)

Bankruptcy – Credit Counseling – Waiver – Exigent Circumstances (access required)

A debtor who pleads exigent circumstances for a waiver of the credit counseling requirement to file a Chapter 13 bankruptcy petition has not met the three-part test of 11 U.S.C. Sect. 109(h)(3)(A) and the court cannot grant a waiver but must dismiss the petition. Individual debtors must obtain credit counseling within 180 days prior to ...