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Punitives allowed despite no actual damages

It’s a banner week for Newport News lawyer Len Bennett. He’s on the winning side in two federal decisions interpreting the Fair Credit Reporting Act. The big news is the 4th Circuit’s opinion in Saunders v. Branch Banking and Trust Company of Virginia, where the court affirms an award of $80,000 in punitive damages even though the jury declined to award any actual damages. The Times-Dispatch notes the decision here.

In the other FCRA decision this week, Richmond federal district Judge Henry Hudson ruled that the limitations clock starts over every time that a consumer disputes a credit report and the report is not properly handled by a creditor.

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