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Home / Opinion Digests / Consumer Protection – Mortgage Loan – Rescission – Fraud – VCPA (access required)

Consumer Protection – Mortgage Loan – Rescission – Fraud – VCPA (access required)

A homeowner who claims defendant mortgage lender defrauded him by arranging a higher interest rate on a refinance and misrepresenting an upfront payment of $17,467 as prepaid finance charges instead of closings costs and fees, cannot rescind the mortgage loan, the Virginia Supreme Court holds. Plaintiff borrower argues he was entitled to rescind the contract because ...

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