Creditor’s Rights – Fair Debt Collection Act – Vehicle Purchase – Arbitration

By Deborah Elkins
Published: December 8, 2008

A Harrisonburg U.S. District Court says a debtor must arbitrate all his claims under the Fair Debt Collection Practices Act, 15 U.S.C. § 1692, against defendant Credit Acceptance Corporation, which financed plaintiff debtor’s purchase of an automobile. Plaintiff claims defendant engaged in unlawful and abusive collection practices when plaintiff became delinquent in making payments. Plaintiff bought ...

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