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Insurance – Business Auto Policy – Owner’s Family Coverage

A business auto policy for a roofing company is not ambiguous and there is no UM/UIM coverage for the fatal motorcycle accident of the business owner’s daughter; on an issue of apparent first impression, a Prince William County Circuit Court says the inclusion of the “family member” in a UM/UIM mandatory endorsement does not render a commercial vehicle policy ambiguous.
Elkins v. Erie Insurance Exchange (Prince William County Cir.Ct.) (VLW 009-8-011) (5 pp.)

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