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Consumer Protection – TILA – Mortgage Broker – ‘Creditor’ (access required)

A Charlottesville U.S. District Court denies plaintiff’s motion for default judgment in this suit alleging violation of the Truth in Lending Act by defendant Loanlenders of America Inc. because defendant was the mortgage broker, not the lender, and Loanlenders and its agent do not qualify as a “creditor” subject to TILA liability under 15 U.S.C. ...

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