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Homeowner gets ‘appraisal’ for power surge damage (access required)

Meaning of the phrase ‘amount of loss’ not decided before

A homeowner who needs electrical repairs after a power surge can use his insurance policy’s appraisal process to determine whether he gets $60,000 in repairs, or the $439,000 he says it will take, in a new decision from Fairfax Circuit Court. The case has a twist: Often, when it’s a consumer versus a big company, it’s ...