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Home / Opinion Digests / Consumer Protection – Vehicle Repo – Bankruptcy Petition – Ipso Facto Clause (access required)

Consumer Protection – Vehicle Repo – Bankruptcy Petition – Ipso Facto Clause (access required)

The 2005 BAPCA eliminated the “ride-through” option that permitted Chapter 7 debtors who were current on their car loans to continue making payments and keep the car after bankruptcy discharge, and the 4th Circuit affirms a lower court’s decision to allow DaimlerChrysler to repossess a couple’s vehicle. The Joneses purchased a vehicle under a retail installment ...

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