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Home / Opinion Digests / Consumer Protection – Credit Report Use – FRCA (access required)

Consumer Protection – Credit Report Use – FRCA (access required)

Applying Twombly and Iqbal, a Richmond U.S. District Court dismisses a plaintiff’s complaint that defendant Equity One violated the Fair Credit Reporting Act by illegally accessing plaintiff’s credit reports. According to the complaint, the inadequate data matching and public record gathering procedures of the crediting reporting agencies allowed Equity One to illegally access plaintiff’s credit reports ...

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