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Home / Opinion Digests / Insurance – Policy Coverage – Boarding House Fire – Business Exclusion (access required)

Insurance – Policy Coverage – Boarding House Fire – Business Exclusion (access required)

Although defendant Travelers Insurance paid for property damage from a fire under a homeowners policy, a Norfolk U.S. District Court says the policy’s Business Pursuits Exclusion and its Rental Exclusion preclude coverage for personal injuries to a renter who alleged the homeowners were operating an illegal boarding house with no smoke detectors. The policy contains two ...