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Homeowner’s policy does not cover drywall damage

A Norfolk federal judge has ruled a Virginia Beach resident has no coverage under his homeowner’s policy for Chinese drywall damage that forced him out of his home.

The decision is among the first few insurance coverage rulings related to the sulfur-emitting wallboard imported for use in homes in Virginia, Florida and Louisiana.

In a 37-page opinion, U.S. District Judge Robert Doumar ruled the losses claimed by Larry Ward were excluded from coverage by his policy’s latent defect, faulty materials, corrosion and pollutant exclusions.

In March, U.S. District Judge Rebecca Smith denied coverage for a home builder who undertook repairs on customers’ homes, but allowed additional pleadings for the home builder to try to establish coverage.

By Peter Vieth

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