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Home / Opinion Digests / Insurance – UIM Coverage – Stacking – Policy Limits (access required)

Insurance – UIM Coverage – Stacking – Policy Limits (access required)

A Richmond U.S. District Court measures a UM/UIM policy’s “Limits of Liability” against Virginia Supreme Court precedents, and grants summary judgment to defendant insurance carrier, holding that an injured young woman’s grandparents’ auto liability policy provides $100,000 in UM/UIM coverage, not the $400,000 she seeks. After setting out the Virginia insurance stacking rule and considering anti-stacking ...