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Home / Opinion Digests / Consumer Protection – Fair Credit Reporting – Limitations – Preemption (access required)

Consumer Protection – Fair Credit Reporting – Limitations – Preemption (access required)

A North Carolina high-school teacher who claims defendant Washington Mutual, taken over by the FDIC, gave her bad credit reports on a mortgage loan for which she was not responsible, had her suit properly dismissed, the 4th Circuit says; her claims under the Fair Credit Reporting Act are time-barred, her claims under North Carolina state ...

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