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Home / Opinion Digests / Lender Loses Challenge to Insurance Premium Structure (access required)

Lender Loses Challenge to Insurance Premium Structure (access required)

A plaintiff mortgage lender “gambled and lost” when it entered into a Master Policy with defendant insurance carrier and negotiated a premium structure that made the lender’s renewal premiums a direct function of the number of defaults in the insured loan pools, which went way up during the economic downturn; although this arrangement left the ...

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