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Borrowers’ Fraud Claims Preempted (access required)

The Alexandria U.S. District Court denies remand and dismisses borrowers’ state law fraud claims against a mortgage broker as preempted by the Home Owner’s Loan Act (HOLA) and Federal Real Estate Settlement Procedures Act (RESPA). Borrowers refinanced their home loan in 2005. Borrowers claim mortgage broker used a “bait and switch” scheme ...

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