Court: Despite lender’s use of wrong form, no TILA claim 
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Published: December 21, 2011
Tags: 4th U.S. Circuit Court of Appeals, Consumer Protection, Judge James A. Wynn Jr., Judge Paul V. Niemeyer
A mortgage lender did not violate federal consumer protection law when it failed to use the correct notice form for a mortgage refinancing, the 4th U.S. Circuit Court of Appeals said last week.
Case law supports strict interpretation of lender requirements under the Truth in Lending Act, but the appellate court’s 2-1 split decision ...
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