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Tag Archives: Consumer Protection

No class claim against Equifax, appeals court says (access required)

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A major credit reporting agency will not face a class action suit by Virginia residents with potentially inaccurate Virginia court judgments on their credit reports. The 4th U.S. Circuit Court of Appeals reversed an order certifying a class in a ...

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Debtor Alleges CCA Misrepresents Services (access required)

The Charlottesville U.S. District Court will hold a bench trial to determine whether plaintiff is bound by a Client Agreement to arbitrate her claims against defendant InCharge Debt Solutions, a credit counseling agency that allegedly falsely represented that it provided ...

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Collection Agency Owes Fees After FDCPA Default (access required)

A debtor wins $9,385.50 in damages and attorney’s fees in a default judgment against a Georgia debt collection agency in her suit alleging the agency violated the Fair Debt Collection Practices Act when it threatened legal action it could not ...

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Debtor’s FDCPA Claim Against Lawyer Fails (access required)

A collections’ lawyer’s legal responses to a debtor’s TILA and usury counterclaims do not violate the Fair Debt Collections Practices Act, merely because they are “unsuccessful or contain immaterial technical errors,” and an Alexandria U.S. District Court dismisses FDCPA claims ...

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Dog Breeder’s Punitives Claim Survives (access required)

In this lawsuit by the owner of two champion Labrador Retrievers against an animal hospital that allegedly breached an agreement to collect and preserve dog semen samples, a Richmond U.S. District Court dismisses the owner’s claims for negligent misrepresentation, constructive ...

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