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Tag Archives: Consumer Protection

FDCPA ‘Bona Fide Error’ Defense Not Barred (access required)

Defendant financial services company can assert a bona fide error defense to plaintiff homeowners’ suit alleging defendants’ collection activity for plaintiffs’ homeowners’ association dues violated the Fair Debt Collection Practices, without conceding any violation of the FDCPA; the Alexandria U.S. ...

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‘Full File’ Request States FCRA Claim (access required)

Two plaintiffs who allege defendant Equifax companies failed to provide plaintiffs with a full copy of their files, including employment and tax information from defendants’ Work Number Database, have stated claims for violation of the Fair Credit Reporting Act, says ...

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‘Nasty’ Phone Message Violated FDCPA (access required)

A Roanoke U.S. District Court grants plaintiff’s motion for default judgment on plaintiff’s claim for violation of the Fair Debt Collection Practices Act by a collection agency representative’s “very detailed, nasty message” on plaintiff’s answering machine, heard by plaintiff’s roommate, ...

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