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Tag Archives: Consumer Protection

Borrower Has Fair Credit Claim, No RESPA Claim (access required)

A mortgage borrower has sufficiently stated a claim under the Fair Credit Reporting Act, based on allegations relating to disputed information about her payments to qualify for a loan modification program; however, the Richmond U.S. District Court dismisses plaintiff’s RESPA ...

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Fair Debt Act Covers Filing Judgment Assignment (access required)

Filing of an assignment of judgment in a debt collection action qualifies as debt collection activity that triggers the protections of the Fair Debt Collection Practices Act, and defendant’s alleged misrepresentations of the amount of the judgment and debtor’s payments ...

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Credit Agency’s FCRA Violation Was ‘Willful’ (access required)

In plaintiff’s class action suit alleging defendant Experian Information Solutions violated the Fair Credit Reporting Act by failing to disclose the true source of information for their credit reports, the Richmond U.S. District Court grants summary judgment to plaintiff on ...

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Auto manufacturer refused to buy back defective vehicle – $29,168 Verdict, $31,500 in Legal Fees (access required)

This was a Virginia Lemon Law/ Magnuson-Moss Warranty Act case filed due to a vehicle’s numerous defects. The defective vehicle, a Kia Forte, allegedly had a multitude of problems, including: engine vibrations while driving, loss of power steering functioning (after ...

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Statewide Class Certified in Law Firm FDCPA Suit (access required)

In this suit alleging defendant law firm’s form collection letter violated the Fair Debt Collection Practices Act, the Richmond U.S. District Court rejects plaintiff’s motion to certify a class of Henrico County residents and grants defendant’s motion to certify a ...

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Criminal Record Does Not Disqualify Class Plaintiff (access required)

In plaintiff’s suit alleging defendant company violated the Fair Credit Reporting Act when it did not provide him with a copy of the credit report that allegedly prompted withdrawal of a conditional offer of employment, a Richmond U.S. District Court ...

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