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Tag Archives: Insurance

‘Builder’s Risk’ Endorsement Not Ambiguous (access required)

Plaintiff insurance company wins partial summary judgment in a declaratory judgment action denying coverage for theft of construction materials from defendant policyholder’s home, which they were rebuilding after damage by a fire; the Richmond U.S. District Court says the policy’s ...

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Fire-Insurance Bad Faith Claim Advances (access required)

In an insurance company’s dec action, the Richmond U.S. District Court grants the carrier’s motion to dismiss the policyholder’s counterclaim for actual or constructive fraud, but declines to dismiss the counterclaim for bad faith. Plaintiff Standard Fire issued a homeowner’s ...

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Auto Liability Policy Voided for Arrest Record (access required)

An auto liability policy is void because the applicant, a sole proprietor who applied as “Kitchens Unlimited LLC,” had a criminal record but denied he had ever been arrested; the Henrico Circuit Court grants judgment to plaintiff insurance carrier in ...

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Driver wins fight over whether he had permission, gets coverage – $1,000,000 in insurance available (access required)

This insurance coverage declaratory relief action centered on whether Can See Fire Solutions’ underinsured motorist coverage applied to injuries suffered by their then-employee Brian Spradlin. When the accident occurred, Spradlin was driving home in a truck provided to him by ...

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