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Plaintiff can ’stack’ UM/UIM

The Supreme Court of Virginia ruled yesterday that a girl badly injured in a car wreck can “stack” the uninsured/underinsured motorist coverage in her father’s auto policy, increasing the potential amount of money available for her injury.

In the case, the girl’s lawyer was able to distinguish the language in the father’s policy from the wording used in a bellwether stacking case from 1981. He did it by locating the original policy from that case, which had been lying in a court file for nearly 30 years.

And this case may open a significant opportunity for the plaintiff’s bar, at least until insurance companies tighten up their policy language.

To read the complete story, click here.

For the full text of the opinion, Virginia Farm Bureau Mut. Ins. Co. v. Williams, click here.

– Paul Fletcher

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