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Home / Opinion Digests / Collection letter didn’t support ‘overshadowing’ claim (access required)

Collection letter didn’t support ‘overshadowing’ claim (access required)

Consumer Protection Where a debt collection letter included a settlement offer that expired during the 30-day dispute window, but did not demand immediate payment or payment-in-full before 30 days, the claim under the Fair Debt Collection Practices Act was dismissed. The settlement offer did not “overshadow” plaintiff’s right to dispute the debt. Background Brandy Anderson, on behalf of ...