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Home / Opinion Digests / Borrower’s letter triggered RESPA protections (access required)

Borrower’s letter triggered RESPA protections (access required)

Where a borrower’s letter to his loan servicer included the name, account number and other information that would “enable[] the servicer to identify” the account, and it explained why the borrower believed the account was in error, it constituted a qualified written request, or QWR, under the Real Estate Settlement Procedures Act, or RESPA. Background The issue ...