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Hospitals fail to trigger COVID closure coverage (access required)

Although hospitals lost revenue during the COVID-19 crisis because the Virginia governor banned certain elective and/or non-emergent procedures at their facilities, the “Interruption by Communicable Disease,” or ICD, endorsement provision provided no coverage. The ICD endorsement requires that the government order declare a part of the insured premises “uninhabitable” and “prohibit” access to those locations, ...