Where two debt collectors argued an attorney’s fees claim brought by a consumer was barred by res judicata, but they failed to show that the prior dismissal was a judgment on the merits, and the prior litigation did not involve ...

Tagged with: Consumer Protection Judge Lawrence R. Leonard U.S. District Court - Eastern District

Where a website that provides third parties with information about individuals was sued for violating the Fair Credit Reporting Act, or FCRA, the Communications Decency Act did not immunize it from liability. Two of the counts did not seek to ...

Tagged with: 4th U.S. Circuit Court of Appeals Consumer Protection Judge Julius N. Richardson

Where the record showed that several individuals made half a dozen material misrepresentations in connection with a telemarketing scam, and that consumers were misled as a result, the verdicts for violations of the Federal Trade Commission Act and the Telemarketing ...

Tagged with: 4th U.S. Circuit Court of Appeals Consumer Protection Judge J. Harvie Wilkinson III

Where a district court certified a class of persons who alleged they were all affected by a lack of independent home appraisals, but the Supreme Court then held that each class member must have suffered concrete harm from the challenged ...

Tagged with: 4th U.S. Circuit Court of Appeals Consumer Protection

Where two women alleged that two companies that retrieve medical records from health care providers and transmit them to requesting patients or patient representatives charged too much for their services, but the statute only limits the ability of physicians to ...

Tagged with: 4th U.S. Circuit Court of Appeals Consumer Protection Judge Toby Heytens

Where a man claimed that defendants engaged in 754 violations of federal law when they allegedly bullied him into purchasing a vehicle that was later repossessed, his complaint was dismissed. It failed to plead facts plausibly showing violations of the ...

Tagged with: Consumer Protection Judge Henry E. Hudson U.S. District Court - Eastern District

Where the plaintiff alleged that a company inaccurately reported his driver’s license number and state of issuance, but he only alleged emotional distress or wasted time damages in conclusory fashion, and his only economic damages were $1 in postage, the ...

Tagged with: Consumer Protection Judge John A. Gibney Jr. U.S. District Court - Eastern District

Where an individual alleged that two credit corporations allegedly violated the Fair Debt Collection Practices Act, or FDCPA, he could not assign those claims to another individual to prosecute. Under Virginia law, only those causes of action for damage to ...

Tagged with: Consumer Protection Judge Roderick C. Young U.S. District Court - Eastern District

Where owners of Volkswagen vehicles alleged that odometer misrepresentations violated federal and state law and caused them damages, the defendants were granted summary judgment. Background This lawsuit followed a vehicle recall by Volkswagen. The plaintiffs purchased vehicles that were either ...

Tagged with: Consumer Protection Judge Liam O'Grady U.S. District Court - Eastern District

Where the district court held that a borrower does not need to return loan proceeds where a lender fails to comply with the rescission requirements of the Truth in Lending Act, or TILA, that was wrong. Nothing in the statute ...

Tagged with: 4th U.S. Circuit Court of Appeals Consumer Protection Judge A. Marvin Quattlebaum Jr.