Where a pro se plaintiff sued five defendants for “illegal non-judicial foreclosure,” “bankruptcy fraud on a mortgage,” “mortgage fraud” and “escrow fraud,” but her complaint contained zero facts or supporting evidence, and she failed to plead the fraud claims with ...

Tagged with: Consumer Protection Judge Henry E. Hudson U.S. District Court - Eastern District

Where personal injury attorneys who solicited clients based on information collected by law enforcement after motor vehicle accidents in North Carolina were sued for allegedly violating the Driver’s Privacy Protection Act or DPPA, the attorneys prevailed. While the lawyers obtained ...

Tagged with: 4th U.S. Circuit Court of Appeals Consumer Protection Judge Diana Gribbon Motz

Where the court previously held the defendant violated the Fair Debt Collection Practices Act, or FDCPA, by attempting to collect a disputed debt from a couple despite notice from their attorney, the couple were awarded attorneys’ fees and costs. But ...

Tagged with: Consumer Protection Judge Elizabeth K. Dillon U.S. District Court - Western District

Where two attorneys have significant experience litigating class actions involving food mislabeling and consumer fraud and a third attorney is a member of the Virginia Bar familiar with the court’s practices and has offices close to the court, the three ...

Tagged with: Consumer Protection Judge Michael S. Nachmanoff U.S. District Court - Eastern District

Where the Consumer Financial Protection Bureau, or CFPB, alleged companies who act as an intermediary between immigration detainees and sureties and their bond agents made misrepresentations, the court had subject matter jurisdiction. Although there are limitations in the scope of ...

Tagged with: Consumer Protection Judge Elizabeth K. Dillon U.S. District Court - Western District

Where the parties disputed the steps Discover Products Inc. undertook to investigate the plaintiff’s complaints about his credit reports, cross-motions for summary judgment on a Fair Credit Reporting Act, or FCRA, claim were denied. Moreover, the reasonableness of a furnisher’s ...

Tagged with: Consumer Protection Judge T.S. Ellis III U.S. District Court - Eastern District

Where a borrower’s letter to his loan servicer included the name, account number and other information that would “enable[] the servicer to identify” the account, and it explained why the borrower believed the account was in error, it constituted a ...

Tagged with: 4th U.S. Circuit Court of Appeals Consumer Protection Judge Stephanie Dawn Thacker

Where 28 U.S.C. § 636(c) provides a magistrate judge with jurisdiction to approve a class action and enter judgment only by consent of the parties, the court, in a case of first impression, joined every other circuit to address the ...

Tagged with: 4th U.S. Circuit Court of Appeals Consumer Protection Judge Albert Diaz

Where a data provider located outside the commonwealth has no employees, offices or operations in Virginia; relies on third parties to collect data on Virginians and passes that information in bulk to other entities for their own use, a consumer’s ...

Tagged with: Consumer Protection Judge David J. Novak U.S. District Court - Eastern District

Where a plaintiff asserting a violation of the Fair Debt Collection Practices Act served the company’s HR business partner instead of its registered agent, the HR partner was not authorized to accept service and there appeared to be meritorious defenses ...

Tagged with: Consumer Protection Judge Thomas T. Cullen U.S. District Court - Western District