The “Important Opinions” that appear each week on the front page of Virginia Lawyers Weekly are those chosen by our editors as the most likely to impact law practice or a given subject area of law. Below is a listing, ...

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The court entered an order enjoining lenders, who deceived Virginia consumers through an illegal “pension sale” lending scheme and charged in excess of 12 percent interest in violation of the Virginia Consumer Protection Act, from collecting usurious interest and from further ...

Tagged with: Consumer Protection Hampton Circuit Court Judge Bonnie L. Jones Virginia Circuit Courts

The Hodges Law Offices took no steps to advance litigation during a debt verification process, and thus did not violate the Fair Debt Collection Practices Act, which does not require a debt collector to dismiss an action initiated before a ...

Tagged with: Consumer Protection Judge John A. Gibney Jr. U.S. District Court - Eastern District

Although a consumer lender imposed interest rates in violation of certain statutes, the commonwealth cannot sue it under the Virginia Consumer Protection Act because the lender falls within the Act’s exclusion as a small loan company. Background Allied Title Lending ...

Tagged with: Consumer Protection Judge Theodore J. Markow Richmond Circuit Court Virginia Circuit Courts

An internet lender will face a suit brought by the Virginia Attorney General in Fairfax County alleging violations of the Virginia Consumer Protection Act. Background The commonwealth sued NC Financial Solutions of Utah LLC (“Net Credit”) for violations of the ...

Tagged with: Consumer Protection Fairfax County Circuit Court Judge David Bernhard Virginia Circuit Courts

Plaintiff was granted judgment on liability on a number of consumer claims as a sanction for defendant auto dealer’s misconduct during discovery, and he is entitled to more than $164,000 in damages. Background In this civil action, plaintiff brings a ...

Tagged with: Consumer Protection Judge Leonie Brinkema U.S. District Court - Eastern District

While a management company mailed delinquency notices for a homeowners’ association, its debt-collection activity was incidental to its obligations, and is thus exempted as a debt collector under the Fair Debt Collection Practices Act. Background Plaintiff Robert Yergovich owns and ...

Tagged with: Consumer Protection Judge T.S. Ellis III U.S. District Court - Eastern District

Because the plaintiff failed to sufficiently allege contact or connection between the owner of a debt collection agency and her FDCPA claim in the Western District, the court lacked personal jurisdiction. Background Betty West alleges that Americas Processing Center, Inc. ...

Tagged with: Consumer Protection Judge Michael F. Urbanski U.S. District Court - Western District

Plaintiffs who applied for jobs with the U.S. Postal Service failed to allege facts showing they suffered the sort of harm Congress was seeking to prevent under the FCRA. Background Plaintiffs each applied for positions with USPS in October 2014 ...

Tagged with: Consumer Protection Judge M. Hannah Lauck U.S. District Court - Eastern District

A plaintiff is entitled to actual and statutory damages, attorneys’ fees, and litigation costs arising from debt-collection calls she allegedly received from the defendant, who did not respond. Background Plaintiff Betty West’s lawsuit arises out of a series of interactions ...

Tagged with: Attorneys Fees Consumer Protection Judge Joel Hoppe U.S. District Court - Western District