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Tag Archives: Consumer Protection

Robocall ban exemption violates First Amendment (access required)

Political organizations argued that an exception for debt collection under the autodialer ban in the Telephone Consumer Protection Act, or TCPA, represented unconstitutional content-based discrimination against other speech. The Fourth Circuit agreed but held that the exception was severable from ...

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Education Dep’t can’t be sued for alleged FCRA violation (access required)

The Department of Education will not face a suit from a borrower alleging the department violated the Fair Credit Reporting Act by not conducting an investigation into the borrower’s dispute because the department has not waived its sovereign immunity against ...

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Important Opinions January – December 2018 (access required)

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The “Important Opinions” that appear each week on the front page of Virginia Lawyers Weekly are those chosen by our editors as the most likely to impact law practice or a given subject area of law. Below is a listing, ...

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Lenders enjoined from charging usurious interest (access required)

The court entered an order enjoining lenders, who deceived Virginia consumers through an illegal “pension sale” lending scheme and charged in excess of 12 percent interest in violation of the Virginia Consumer Protection Act, from collecting usurious interest and from further ...

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Small loan company exempted from consumer law (access required)

Although a consumer lender imposed interest rates in violation of certain statutes, the commonwealth cannot sue it under the Virginia Consumer Protection Act because the lender falls within the Act’s exclusion as a small loan company. Background Allied Title Lending ...

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