A borrower who alleges he refinanced his home based on a mortgage broker’s assertion that his home had doubled in value, and then lost his home when he could not manage the increased interest payments, cannot show substantive unconscionability under ...

Tagged with: 4th U.S. Circuit Court of Appeals Consumer Protection Judge Pamela A. Harris

Steps taken by defendant finance company after it discovered it was charging a used car buyer 26.99 percent in interest, including its letter of notice to the buyer, satisfied requirements under a Maryland consumer protection statute, but the district court ...

Tagged with: Consumer Protection Judge Albert Diaz Virginia Court of Appeals

Consumers who allege defendants, including The Servicing Company LLC, have improperly obtained consumer reports of plaintiffs and then resold those reports to Internet payday lenders have stated claims under the Fair Credit Reporting Act against the company and its owner; ...

Tagged with: Consumer Protection Judge Henry E. Hudson U.S. District Court - Eastern District

The 4th Circuit upholds a class settlement in this years-long litigation of a consumer class action against defendants including LexisNexis for their alleged sale of personal data reports to debt collectors, and affirms the district court’s rejection of an effort ...

Tagged with: 4th U.S. Circuit Court of Appeals Consumer Protection Judge Pamela A. Harris

In plaintiff commuters’ suit alleging defendant operators of the High-Occupancy Toll Roads in Northern Virginia violated various federal and state laws by assessing massive fees and penalties for minor toll violations, the Alexandria U.S. District Court dismisses plaintiffs’ claims alleging ...

Tagged with: Consumer Protection Judge James C. Cacheris U.S. District Court - Eastern District

Virginia consumer lawyers have scored a judgment worth nearly $12 million in a class action against a credit reporting company that deliberately obscured sources of information on credit reports. The misleading information likely hampered consumers trying to discover the sources ...

Tagged with: Consumer Protection Federal Courts Judge John A. Gibney Jr. Million-Dollar Settlements

With a discredited national debt relief company in bankruptcy, a Virginia widow who claims to be a victim is targeting the company’s lawyers with a federal lawsuit. An Ashland lawyer is among the defendants in the suit filed by 84-year-old ...

Tagged with: Consumer Protection Federal Courts

Defendant financial services company can assert a bona fide error defense to plaintiff homeowners’ suit alleging defendants’ collection activity for plaintiffs’ homeowners’ association dues violated the Fair Debt Collection Practices, without conceding any violation of the FDCPA; the Alexandria U.S. ...

Tagged with: Consumer Protection Judge Gerald Bruce Lee U.S. District Court - Eastern District

Two plaintiffs who allege defendant Equifax companies failed to provide plaintiffs with a full copy of their files, including employment and tax information from defendants’ Work Number Database, have stated claims for violation of the Fair Credit Reporting Act, says ...

Tagged with: Consumer Protection Judge M. Hannah Lauck U.S. District Court - Eastern District

A group of plaintiffs whose homes were foreclosed on by defendant law firm of Shapiro, Brown & Alt have stated a claim that defendant Professional Foreclosure Corporation is the alter ego of the firm and may sue for breach of ...

Tagged with: Consumer Protection Judge David J. Novak U.S. District Court - Eastern District