Two plaintiffs who allege defendant Equifax companies failed to provide plaintiffs with a full copy of their files, including employment and tax information from defendants’ Work Number Database, have stated claims for violation of the Fair Credit Reporting Act, says ...

Tagged with: Consumer Protection Judge M. Hannah Lauck U.S. District Court - Eastern District

A group of plaintiffs whose homes were foreclosed on by defendant law firm of Shapiro, Brown & Alt have stated a claim that defendant Professional Foreclosure Corporation is the alter ego of the firm and may sue for breach of ...

Tagged with: Consumer Protection Judge David J. Novak U.S. District Court - Eastern District

A member of a church credit union whose sole manager defrauded the credit union of over $9 million and then committed suicide cannot collect any share insurance from the National Credit Union Association, as its audit indicated plaintiff member had ...

Tagged with: Consumer Protection Judge T.S. Ellis III U.S. District Court - Eastern District

A plaintiff who alleges he has not received from defendant consumer reporting agency required information and disclosures under the Fair Credit Reporting Act during a job-application process and that a consumer report included dismissed charges that were too old to ...

Tagged with: Consumer Protection Judge Robert E. Payne U.S. District Court - Eastern District

A borrower who lost his home to foreclosure may sue the loan servicer for alleged violations of the federal and Virginia Equal Credit Opportunity Acts because he challenges the alleged revocation of an executed modification agreement, not the denial of ...

Tagged with: Consumer Protection Judge James R. Spencer U.S. District Court - Eastern District

In this suit alleging defendant Equifax did not timely notify certain consumers whose information was requested by the U.S. Office of Personnel Management, the Alexandria U.S. District Court grants summary judgment for defendant; Equifax had in place a policy and ...

Tagged with: Consumer Protection Judge Anthony J. Trenga U.S. District Court - Eastern District

Although defendant debt collectors have made a Rule 68 offer of judgment for the maximum statutory damages plaintiff could collect for alleged violations of the Fair Debt Collection Practices Act, plaintiff has not named a number for the actual damages ...

Tagged with: Consumer Protection Judge Rebecca Beach Smith U.S. District Court - Eastern District

A Roanoke U.S. District Court grants plaintiff’s motion for default judgment on plaintiff’s claim for violation of the Fair Debt Collection Practices Act by a collection agency representative’s “very detailed, nasty message” on plaintiff’s answering machine, heard by plaintiff’s roommate, ...

Tagged with: Consumer Protection Judge Glen E. Conrad U.S. District Court - Western District

A debtor who could not read Spanish may sue defendant debt collection agency for violations of the Fair Debt Collection Practices Act for sending her dunning letters in Spanish, says an Alexandria U.S. District Court. Plaintiff claims that by sending ...

Tagged with: Consumer Protection Judge James C. Cacheris U.S. District Court - Eastern District

A plaintiff wins default judgment in her suit alleging defendant collection agency repeatedly called her at work and “occasionally screamed” at her in attempting to collect on a consumer debt, even after being informed that she had a lawyer; the ...

Tagged with: Consumer Protection Judge James R. Spencer U.S. District Court - Eastern District