A Richmond U.S. District Court refuses to dismiss a putative class action suit against a law firm whose dunning letter allegedly violated the Fair Debt Collection Practices Act because it failed to notify debtor she needed to dispute the debt ...

Tagged with: Consumer Protection Judge Henry E. Hudson U.S. District Court - Eastern District

Defendants sold a car to plaintiff, financed payment from a bank, convinced plaintiff to re-finance the car, accepted the second payment, and then failed to pay off the first loan in its entirety as they were obligated to do. Defendants ...

Tagged with: Arlington County Circuit Court Consumer Protection

An auto body shop was negligent in auctioning plaintiff’s Honda, for which repair and storage amounts were owed, as the body shop did not follow DMV procedures for contesting the NADA value of the vehicle; a Norfolk Circuit Court awards ...

Tagged with: Consumer Protection Judge Karen J. Burrell Norfolk Circuit Court Virginia Circuit Courts

A Roanoke U.S. District Court dismisses a borrower’s suit alleging defendant mortgage company violated the Truth in Lending Act when the notice of right to rescind had separate cancellation provisions for the loan and for arbitration; and failed to disclose ...

Tagged with: Consumer Protection Judge James C. Turk U.S. District Court - Western District

A Richmond U.S. District Court certifies a class in a suit alleging defendant Equifax violated the Fair Credit Reporting Act by failing to update consumers’ credit reports, including plaintiff’s own report that failed to record that an uncontested judgment against ...

Tagged with: Consumer Protection Judge Robert E. Payne U.S. District Court - Eastern District

A debt collector’s dunning letter trumpeting “tax season savings” and offering a discount for a pay-off did not violate the Fair Debt Collection Practices Act because it failed to discuss tax consequences of accepting a discount on the debt, and ...

Tagged with: Consumer Protection Judge Leonie Brinkema U.S. District Court - Eastern District

A plaintiff can try his claim that defendant Experian has violated the Fair Credit Reporting Act by failing to reinvestigate plaintiff’s assertion that the agency is reporting on his account a debt he does not owe by contacting the lender ...

Tagged with: Consumer Protection Judge Anthony J. Trenga U.S. District Court - Eastern District

A borrower cannot forestall foreclosure on his property with conclusory assertions about a pattern and practice in the mortgage loan industry for the entity purporting to appoint a substitute trustee to identify itself as holder of the note even though ...

Tagged with: Consumer Protection Judge Norman K. Moon U.S. District Court - Western District

A “summons” to answer debtor interrogatories issued by a Virginia state court to debtor is not a “pleading” and debtor cannot sue defendant law firm for an alleged violation of the Fair Debt Collection Practices Act, says a magistrate judge ...

Tagged with: Consumer Protection Judge Dennis Dohnal U.S. District Court - Eastern District

A Charlottesville U.S. District Court refuses to reconsider its earlier denial of defendants’ motion to dismiss for lack of jurisdiction this lawsuit asserting certain claims arising out of a loan agreement Defendants seek reconsideration of this court’s order denying their ...

Tagged with: Consumer Protection Judge Norman K. Moon U.S. District Court - Western District