A Harrisonburg U.S. District Court upholds an arbitration award in this case alleging violation of the Fair Debt Collection Practices Act and Virginia state law, awarding defendant loan company $2,560 in damages, $4,725 in attorney’s fees and $479 in costs; ...

Tagged with: Consumer Protection Judge Samuel G. Wilson U.S. District Court - Western District

A woman who alleges defendant auto repair shop promised to repair the transmission in her 1999 Olds Delta 88 for $750, prior to towing it to the shop, but the shop dismantled the car, refused to fix it without more ...

Tagged with: Consumer Protection Judge Dennis Dohnal U.S. District Court - Eastern District

A builder’s note for construction of a new home is not rescindable under the Truth in Lending Act because the home in question was not the builder’s principal dwelling and because the home, in which the builder’s son took a ...

Tagged with: Consumer Protection Judge M. Hannah Lauck U.S. District Court - Eastern District

A Harrisonburg federal judge has refused a proposal to order Bank of America to speed up delivery of credit information to loan applicants, even though the bank had agreed with the order as part of an effort to avoid future ...

Tagged with: Consumer Protection Judge Samuel G. Wilson

A finance company wins summary judgment on an FDCPA claim filed by a woman who says she received harassing phone calls about her husband’s auto loan, because the finance company was attempting to collect its own debt, not acting as ...

Tagged with: Consumer Protection Judge Samuel G. Wilson U.S. District Court - Western District

Bank of America says it just wants to buy peace from future Fair Credit Reporting Act lawsuits filed by consumer advocates, but a Harrisonburg U.S. District Court says a nearly $10M proposed settlement is “fundamentally flawed” because it purports to ...

Tagged with: Consumer Protection Judge Samuel G. Wilson U.S. District Court - Western District

The number and severity of consumer law cases has increased substantially in Richmond federal court as such cases have developed into what one practitioner has described as a world of its own. The man most responsible for both the number ...

Tagged with: Consumer Protection

A Norfolk U.S. District Court denies a protective order to an automobile dealer to prevent plaintiff’s lawyer, who alleges the dealer’s sale of a “new” vehicle with hundreds of miles on the odometer violated the Federal Odometer Act and the ...

Tagged with: Consumer Protection Judge F. Bradford Stillman U.S. District Court - Eastern District

A woman who allegedly notified Capital One about her stolen credit card and continued to dispute her credit card bills, cannot sue for alleged harassment and breach of contract based on claims that the collection agency continued to call her ...

Tagged with: Consumer Protection Judge Leonie Brinkema U.S. District Court - Eastern District

Although district courts have held that under some circumstances, overpayments of recording or title search fees may be treated as part of the finance charge, in this case, these charges were imposed by a closing agent and are only included ...

Tagged with: Consumer Protection Judge Henry E. Hudson U.S. District Court - Eastern District