An allegedly incorrect dues assessment for a condominium unit owners association has allowed a unit owner to sue the HOA’s law firm under the Fair Debt Collection Practices Act, an Alexandria U.S. District Court holds. This case consolidates what began ...

Tagged with: Consumer Protection Judge James C. Cacheris U.S. District Court - Eastern District

A plaintiff who lost his home to foreclosure after his mortgage loan default cannot sue the mortgage loan servicer under the Fair Debt Collection Practices Act, an Alexandria U.S. District Court says, as the loan servicer is not a debt ...

Tagged with: Consumer Protection Judge Claude M. Hilton U.S. District Court - Eastern District

A Richmond U.S. District Court dismisses a homeowner’s complaint alleging defendant lender failed to meet its disclosure obligations under the Truth in Lending Act when it provided him with forms for a new credit application instead of a refinancing, which ...

Tagged with: Consumer Protection Judge James R. Spencer U.S. District Court - Eastern District

A women who alleged defendant auto repair shop promised to repair the transmission in her 1999 Olds Delta 88 for $750, prior to towing it to the shop, but the shop dismantled the car, refused to fix it without more ...

Tagged with: Consumer Protection Judge Dennis Dohnal U.S. District Court - Eastern District

A plaintiff named “Edward Fiscella” has no right under the Fair Credit Reporting Act to demand that defendant Intelius Inc. make changes to a credit report on a different person named “Edward Fiscella,” who is of a different race and ...

Tagged with: Consumer Protection Judge James R. Spencer U.S. District Court - Eastern District

Although plaintiff homeowner contends he was charged $819 for title insurance when the prevailing local market rate on a comparable credit transaction was less than $500 and that the lender’s failure to list this price difference as a finance charge ...

Tagged with: Consumer Protection Judge James R. Spencer U.S. District Court - Eastern District

A debtor who settled her adversary discharge action alleging defendant creditor should not have sent her a collection notice for a $152 debt after she received her bankruptcy discharge, is barred by her settlement agreement from suing the creditor for ...

Tagged with: Consumer Protection Judge Henry E. Hudson U.S. District Court - Eastern District

In this couple’s suit against defendants who allegedly misrepresented luxury amenities available in a residential community affiliated with the Ritz-Carlton Hotel, an Alexandria U.S. District Court says the buyers can sue for fraud and under the Virginia Consumer Protection Act ...

Tagged with: Consumer Protection Judge James C. Cacheris U.S. District Court - Eastern District

A homeowner facing foreclosure has alleged a TILA violation arising from the “clear contradiction” between the statement in the “Notice of Right to Cancel” that she can get her money back upon timely cancellation of the 2007 loan, and the ...

Tagged with: Consumer Protection Judge Henry E. Hudson U.S. District Court - Eastern District

A Harrisonburg U.S. District Court upholds an arbitration award in this case alleging violation of the Fair Debt Collection Practices Act and Virginia state law, awarding defendant loan company $2,560 in damages, $4,725 in attorney’s fees and $479 in costs; ...

Tagged with: Consumer Protection Judge Samuel G. Wilson U.S. District Court - Western District