A woman who allegedly notified Capital One about her stolen credit card and continued to dispute her credit card bills, cannot sue for alleged harassment and breach of contract based on claims that the collection agency continued to call her ...

Tagged with: Consumer Protection Judge Leonie Brinkema U.S. District Court - Eastern District

Although district courts have held that under some circumstances, overpayments of recording or title search fees may be treated as part of the finance charge, in this case, these charges were imposed by a closing agent and are only included ...

Tagged with: Consumer Protection Judge Henry E. Hudson U.S. District Court - Eastern District

An Alexandria U.S. District Court dismisses plaintiff’s suit alleging defendant bank’s foreclosure on residential real estate violated the Fair Debt Collection Practices Act. Nothing in plaintiff’s conclusory allegations provides a plausible basis for relief after considering the settled law of ...

Tagged with: Consumer Protection Judge Liam O'Grady U.S. District Court - Eastern District

A Richmond U.S. District Court grants summary judgment to defendant lender on plaintiff’s suit under the Fair Debt Collection Practices Act, as plaintiff borrower has admitted that he used a majority of the line of credit for a business purpose, ...

Tagged with: Consumer Protection Judge James R. Spencer U.S. District Court - Eastern District

In this couple’s suit against defendants who allegedly misrepresented luxury amenities available in a residential community affiliated with the Ritz-Carlton Hotel, an Alexandria U.S. District Court says a “100-lot” exemption to the Interstate Land Sales Full Disclosure Act does not ...

Tagged with: Consumer Protection Judge James C. Cacheris U.S. District Court - Eastern District

In this couple’s suit against defendants who allegedly misrepresented luxury amenities available in a residential community affiliated with the Ritz-Carlton Hotel, an Alexandria U.S. District Court says a “100-lot” exemption to the Interstate Land Sales Full Disclosure Act does not ...

Tagged with: Consumer Protection Judge James C. Cacheris U.S. District Court - Eastern District

An Alexandria U.S. District Court grants plaintiff Citigroup’s claim for injunctive relief in this in rem action pursuant to the Anticybersquatting Consumer Protection Act and orders that defendant registrants’ actions have violated the ACPA and VeriSign Inc. Is ordered to ...

Tagged with: Consumer Protection Judge Gerald Bruce Lee U.S. District Court - Eastern District

Rejecting the “hypertechnical” enforcement of Truth-in-Lending remedies used in some federal circuits, an Alexandria U.S. District Court dismisses a borrower’s suit seeking rescission on the grounds that the lender allegedly did not clearly state payments were due at monthly intervals ...

Tagged with: Consumer Protection Judge Henry E. Hudson U.S. District Court - Eastern District

In a first-impression case, an Alexandria U.S. District Court says the FDCPA does not allow to a mortgage borrower as a private litigant injunctive and declaratory relief that can cancel or extinguish a debt as a remedy for violations of ...

Tagged with: Consumer Protection Judge T.S. Ellis III U.S. District Court - Eastern District

A mortgage debtor has not stated a Truth-in-Lending claim against a mortgage lender based on the debtor’s bare assertion of an undisclosed finance charge as part of a $250 notary fee, which the bank claims is covered under the Special ...

Tagged with: Consumer Protection Judge James R. Spencer U.S. District Court - Eastern District