A borrower who obtained his “payday loan” over the internet is not bound to arbitrate his dispute with the lender, as the 4th Circuit affirms a trial court’s decision that the arbitration agreement is unenforceable under the 4th Circuit’s 2016 ...

Tagged with: 4th U.S. Circuit Court of Appeals Consumer Protection Judge Barbara Milano Keenan

A plaintiff’s claim that defendant DIRECTV obtained his consumer report from  Equifax, despite the fact that plaintiff never had an account with DIRECTV, unaccompanied by any specific allegations of harm or actual damages to plaintiff, does not show that plaintiff ...

Tagged with: Consumer Protection Judge Henry E. Hudson U.S. District Court - Eastern District

A patient cannot sue a dentist under the Virginia Consumer Protection Act as part of a dental malpractice claim, a federal judge in Alexandria has ruled. The VCPA claim involved alleged fraud, based on how much the dentist told the ...

Tagged with: Consumer Protection Judge Liam O'Grady U.S. District Court - Eastern District

A Charlottesville U.S. District Court dismisses claims in these three cases alleging Hyundai Motor Corporation misstated or misrepresented the gas mileage obtained by Hyundai Elantras, except for a single plaintiff’s Lemon Law claim based on the on-board mileage calculator. The ...

Tagged with: Consumer Protection Judge Norman K. Moon U.S. District Court - Western District

A plaintiff who alleges defendant credit reporting agency failed to disclose the source of inaccurate information about a judgment against her, in violation of the Fair Credit Reporting Act, has standing to pursue her suit, and the Richmond U.S. District ...

Tagged with: Consumer Protection Judge M. Hannah Lauck U.S. District Court - Eastern District

A plaintiff who, while playing Game of War on her mobile device, used “virtual chips” purchased with real money to spin a “virtual” casino wheel in order to win virtual gold or other virtual resources to use while playing the ...

Tagged with: 4th U.S. Circuit Court of Appeals Consumer Protection Judge Barbara Milano Keenan

A plaintiff who challenges a medical-records vendor’s $23 sales tax imposed on records he ordered may not bring a class-action consumer complaint in federal court based on his claim that the state exempted medical-records sales from its general sales tax; ...

Tagged with: 4th U.S. Circuit Court of Appeals Consumer Protection Judge J. Harvie Wilkinson III

A plaintiff owing money for student loans has stated claims under the Fair Debt Collection Practices Act against defendant collection agency for a letter’s alleged false representations that defendant was authorized to and about to garnish plaintiff’s wages, but the ...

Tagged with: Consumer Protection Judge T.S. Ellis III U.S. District Court - Eastern District

A Richmond U.S. District Court will not dismiss plaintiff’s suit alleging Fannie Mae violated her rights under the Fair Credit Reporting Act by unlawfully obtaining her credit report under the false pretense of an “account review,” even though no account ...

Tagged with: Consumer Protection Judge Henry E. Hudson U.S. District Court - Eastern District

A defendant car seller’s false repre­sentation that a vehicle conformed to a particular description and quality as being a “numbers matching” vehicle, which he sold to plaintiff for $45,000, when the vehicle was not a “numbers matching” vehicle and thus ...

Tagged with: Consumer Protection Montgomery County Circuit Court