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Tag Archives: Consumer Protection

Missing Disputed Debt Notice States FCRA Claim (access required)

A Richmond U.S. District Court adopts a magistrate judge’s recommendation and denies dismissal of plaintiff’s suit alleging defendant violated the Fair Credit Reporting Act by falsely reporting a balance on her home mortgage loan, which plaintiff asserts had been paid ...

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Service Member’s SCRA Lease Suit Transferred (access required)

A service member who alleges his landlord in Washington State continued to charge rents after he terminated his lease upon his transfer to Fort Eustis in Virginia, and involved a collection agency to collect unpaid rent, has his suit charging ...

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Adoption-Related FCRA Claim Dismissed (access required)

A Richmond U.S. District Court dismisses plaintiff’s claim alleging defendants improperly provided and/or used a credit reporting agency’s “consumer report” against her in an adoption-related proceeding, in violation of the Fair Credit Reporting Act. Plaintiff’s amended complaint alleges violations of ...

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Attorney’s Fees Trimmed After Rule 68 Offer (access required)

A plaintiff who initially demanded over $100,000 from a mortgage servicer that allegedly violated the Fair Credit Reporting Act by failing to investigate plaintiff’s alleged delinquency, but who then accepted defendant’s Rule 68 Offer of Judgment for $5,000, is awarded ...

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Employment-Check Notice Not ‘Unreasonable’ (access required)

A defendant who provides consumer reports for employment purposes wins summary judgment in this class action suit alleging defendant violated Section 1681k of the Fair Credit Reporting Act with its “PEER Letter” notices informing affected consumers about the public record ...

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