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Tag Archives: Consumer Protection

Collecting debts makes one a ‘debt collector’ in Maryland (access required)

Where a mortgage company argued that it was not a “debt collector” under the Maryland Consumer Debt Collection Act because it only accepted monthly payments and did not actively enforce the payment obligations of defaulting borrowers, its argument was rejected ...

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Debt collection letter wasn’t misleading (access required)

Where a woman received a debt collection letter titled “NOTICE OF SETTLEMENT IN FULL” that stated the account balance was $0.00, her argument that the letter was misleading failed because the least sophisticated consumer would understand the debt was settled ...

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Informational injury won’t back Fair Debt standing (access required)

Where the plaintiff alleged only an “informational injury” stemming from an  alleged misrepresentation in a letter from a debt-collection company, he lacked standing to assert his claims under the Fair Debt Collection Practices Act, or FDCPA. Background This is a ...

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Landlord’s law firm sued for violating FDCPA (access required)

Where tenants alleged that Senex Law, a law firm hired by their landlord, made materially false and misleading statements in debt collection notices, the firm’s motion to dismiss was denied. Background Jennifer Lord, Ebony Reddicks and Toniraye Moss have filed ...

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Military Lending Act doesn’t apply to auto finance deal (access required)

Where the Military Lending Act, or MLA, provides that it does not apply to auto finance transactions, a serviceman’s claim that a credit corporation violated the MLA in connection with his purchase of a vehicle was dismissed. Although the Department ...

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