A Richmond U.S. District Court dismisses plaintiff’s claim alleging defendants improperly provided and/or used a credit reporting agency’s “consumer report” against her in an adoption-related proceeding, in violation of the Fair Credit Reporting Act. Plaintiff’s amended complaint alleges violations of ...

Tagged with: Consumer Protection Judge M. Hannah Lauck U.S. District Court - Eastern District

A plaintiff who initially demanded over $100,000 from a mortgage servicer that allegedly violated the Fair Credit Reporting Act by failing to investigate plaintiff’s alleged delinquency, but who then accepted defendant’s Rule 68 Offer of Judgment for $5,000, is awarded ...

Tagged with: Consumer Protection Judge Mark Davis U.S. District Court - Eastern District

A defendant who provides consumer reports for employment purposes wins summary judgment in this class action suit alleging defendant violated Section 1681k of the Fair Credit Reporting Act with its “PEER Letter” notices informing affected consumers about the public record ...

Tagged with: Consumer Protection Judge John A. Gibney Jr. U.S. District Court - Eastern District

A plaintiff who alleges defendant failed to note on a credit report that a debt was disputed has not alleged she suffered any damages and has no standing to sue under the Fair Debt Collection Practices Act, says an Alexandria ...

Tagged with: Consumer Protection Judge Henry E. Hudson U.S. District Court - Eastern District

An Alexandria U.S. District Court dismisses plaintiff’s suit alleging an automatic phone call to his cell phone from a government contractor to alert him of a deadline for purchasing health care insurance under the Affordable Care Act, violated the Telephone ...

Tagged with: Consumer Protection Judge Liam O'Grady U.S. District Court - Eastern District

The 4th Circuit vacates an $11,747,510 judgment in a class action suit alleging defendant Experian Information Solutions Inc. failed to list a defunct credit card company, rather than the name of its servicer, as a source of information on a ...

Tagged with: 4th U.S. Circuit Court of Appeals Consumer Protection Judge Stephanie Dawn Thacker

A borrower who obtained his “payday loan” over the internet is not bound to arbitrate his dispute with the lender, as the 4th Circuit affirms a trial court’s decision that the arbitration agreement is unenforceable under the 4th Circuit’s 2016 ...

Tagged with: 4th U.S. Circuit Court of Appeals Consumer Protection Judge Barbara Milano Keenan

A plaintiff’s claim that defendant DIRECTV obtained his consumer report from  Equifax, despite the fact that plaintiff never had an account with DIRECTV, unaccompanied by any specific allegations of harm or actual damages to plaintiff, does not show that plaintiff ...

Tagged with: Consumer Protection Judge Henry E. Hudson U.S. District Court - Eastern District

A patient cannot sue a dentist under the Virginia Consumer Protection Act as part of a dental malpractice claim, a federal judge in Alexandria has ruled. The VCPA claim involved alleged fraud, based on how much the dentist told the ...

Tagged with: Consumer Protection Judge Liam O'Grady U.S. District Court - Eastern District

A Charlottesville U.S. District Court dismisses claims in these three cases alleging Hyundai Motor Corporation misstated or misrepresented the gas mileage obtained by Hyundai Elantras, except for a single plaintiff’s Lemon Law claim based on the on-board mileage calculator. The ...

Tagged with: Consumer Protection Judge Norman K. Moon U.S. District Court - Western District