In plaintiff’s suit against a collection agency trying to collect her unpaid medical bill of $143.80, plaintiff alleges no falsehood, misrepresentation, unfairness or unconscionable means covered by the Fair Debt Collection Practices Act, and the Newport News U.S. District Court ...

Tagged with: Consumer Protection Judge Michael C. Allen U.S. District Court - Eastern District

A consumer debtor suing defendant debt collector has stated a claim under the Fair Debt Collection Practices Act with allegations that defendant’s initial collection letter failed to comply with statutory requirements for a proper debt “validation notice” informing plaintiff of ...

Tagged with: Consumer Protection Judge Raymond A. Jackson U.S. District Court - Eastern District

In this class action suit alleging plaintiff purchased two Samsung Galaxy S4 cell phones that could only operate on a Code Division Multiple Access network, which defendant Cricket Communications was shutting down, the district court erred in remanding the case ...

Tagged with: 4th U.S. Circuit Court of Appeals Consumer Protection Judge Allyson K. Duncan

The statutory procedural requirement that a debt collector accurately report that a consumer debt is disputed is a substantive right enacted by Congress in the Fair Debt Collection Practices Act, and plaintiff has alleged an injury in fact from an ...

Tagged with: Consumer Protection Judge Mark Davis U.S. District Court - Eastern District

A Richmond U.S. District Court adopts a magistrate judge’s recommendation and denies dismissal of plaintiff’s suit alleging defendant violated the Fair Credit Reporting Act by falsely reporting a balance on her home mortgage loan, which plaintiff asserts had been paid ...

Tagged with: Consumer Protection Judge M. Hannah Lauck Judge Roderick C. Young U.S. District Court - Eastern District

A plaintiff who took out a home mortgage while he was serving in the U.S. Navy and defaulted on the mortgage loan after his discharge from the Navy, but joined the U.S. Army after notification of foreclosure proceedings, is not ...

Tagged with: 4th U.S. Circuit Court of Appeals Consumer Protection Judge Paul V. Niemeyer

A plaintiff who alleges defendant collection agency continued to note on her credit report a debt to a radiologist after plaintiff’s notice that the debt was disputed, fails to state how she was damaged by this alleged act, and the ...

Tagged with: Consumer Protection Judge Henry E. Hudson U.S. District Court - Eastern District

A service member who alleges his landlord in Washington State continued to charge rents after he terminated his lease upon his transfer to Fort Eustis in Virginia, and involved a collection agency to collect unpaid rent, has his suit charging ...

Tagged with: Consumer Protection Judge M. Hannah Lauck Judge Roderick C. Young U.S. District Court - Eastern District

A driver suing defendant manufacturer for injuries she suffered due to failure of the airbag and seatbelt when her 2010 Dodge Avenger sedan collided with an embankment at 55 miles per hour, has failed to state a claim under the ...

Tagged with: Consumer Protection Judge Norman K. Moon U.S. District Court - Western District

A Richmond U.S. District Court dismisses plaintiff’s claim alleging defendants improperly provided and/or used a credit reporting agency’s “consumer report” against her in an adoption-related proceeding, in violation of the Fair Credit Reporting Act. Plaintiff’s amended complaint alleges violations of ...

Tagged with: Consumer Protection Judge M. Hannah Lauck U.S. District Court - Eastern District