A plaintiff who took out a home mortgage while he was serving in the U.S. Navy and defaulted on the mortgage loan after his discharge from the Navy, but joined the U.S. Army after notification of foreclosure proceedings, is not ...

Tagged with: 4th U.S. Circuit Court of Appeals Consumer Protection Judge Paul V. Niemeyer

A plaintiff who alleges defendant collection agency continued to note on her credit report a debt to a radiologist after plaintiff’s notice that the debt was disputed, fails to state how she was damaged by this alleged act, and the ...

Tagged with: Consumer Protection Judge Henry E. Hudson U.S. District Court - Eastern District

A service member who alleges his landlord in Washington State continued to charge rents after he terminated his lease upon his transfer to Fort Eustis in Virginia, and involved a collection agency to collect unpaid rent, has his suit charging ...

Tagged with: Consumer Protection Judge M. Hannah Lauck Judge Roderick C. Young U.S. District Court - Eastern District

A driver suing defendant manufacturer for injuries she suffered due to failure of the airbag and seatbelt when her 2010 Dodge Avenger sedan collided with an embankment at 55 miles per hour, has failed to state a claim under the ...

Tagged with: Consumer Protection Judge Norman K. Moon U.S. District Court - Western District

A Richmond U.S. District Court dismisses plaintiff’s claim alleging defendants improperly provided and/or used a credit reporting agency’s “consumer report” against her in an adoption-related proceeding, in violation of the Fair Credit Reporting Act. Plaintiff’s amended complaint alleges violations of ...

Tagged with: Consumer Protection Judge M. Hannah Lauck U.S. District Court - Eastern District

A plaintiff who initially demanded over $100,000 from a mortgage servicer that allegedly violated the Fair Credit Reporting Act by failing to investigate plaintiff’s alleged delinquency, but who then accepted defendant’s Rule 68 Offer of Judgment for $5,000, is awarded ...

Tagged with: Consumer Protection Judge Mark Davis U.S. District Court - Eastern District

A defendant who provides consumer reports for employment purposes wins summary judgment in this class action suit alleging defendant violated Section 1681k of the Fair Credit Reporting Act with its “PEER Letter” notices informing affected consumers about the public record ...

Tagged with: Consumer Protection Judge John A. Gibney Jr. U.S. District Court - Eastern District

A plaintiff who alleges defendant failed to note on a credit report that a debt was disputed has not alleged she suffered any damages and has no standing to sue under the Fair Debt Collection Practices Act, says an Alexandria ...

Tagged with: Consumer Protection Judge Henry E. Hudson U.S. District Court - Eastern District

An Alexandria U.S. District Court dismisses plaintiff’s suit alleging an automatic phone call to his cell phone from a government contractor to alert him of a deadline for purchasing health care insurance under the Affordable Care Act, violated the Telephone ...

Tagged with: Consumer Protection Judge Liam O'Grady U.S. District Court - Eastern District

The 4th Circuit vacates an $11,747,510 judgment in a class action suit alleging defendant Experian Information Solutions Inc. failed to list a defunct credit card company, rather than the name of its servicer, as a source of information on a ...

Tagged with: 4th U.S. Circuit Court of Appeals Consumer Protection Judge Stephanie Dawn Thacker